Apxium is the complete accounts receivable system for accounting firms and SMEs (>$750K TO). Apxium offers the lowest online credit card and direct debit rates for your business and fully automates your accounts receivable processes. The benefits of using Apxium are many, including, fully automating recurring billing offers, financial savings from lower credit card rates and bank fees, staff time savings leading to operational efficiencies, debtor day reduction and a far superior client experience.